Help Avoiding Those Kindergarten Jitters

kidergartenThe first day of kindergarten can bring a few tears, especially for parents.  It may be hard to believe your child is growing up so fast. Try to keep your emotions under wraps and make sure your child feels excited and ready to begin this year of learning and fun experiences.

Is your child is ready and what can you do to help them?  Here are a few top recommendations… Continue reading

Brewing Beer at Home?

Home brewing is a great hobby which is constantly increasing in fame. In these difficult times, many people are turning to hobbies that can be done inexpensively at home, and with the ability to produce home-made beer, wine and other beverages at home, brewing fits the bill perfectly home-brewing-beer. Home brewing does not require a huge investment in equipment or time and is a great hobby to enjoy with friends and family. Continue reading

Love Your Vacation Spot?

Considering a Vacation Home?

vacation-homesPurchasing a vacation home can be very rewarding – both personally and financially! Many look at vacation homes for entertaining purposes, while others simply want a home-away-from-home for annual family trips, or even a home that can be passed from generation-to-generation.

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FHA Facts…

Facts you probably didn’t know about FHA loansFHA

Traditionally FHA mortgages were used to help first time home buyers with non-traditional credit backgrounds.  However FHA mortgages have increased in popularity over the last few years.  The low 3.5% down payment has helped buyers with limited savings to get into a new home.  Move up buyers are using FHA mortgages more as they sell a home and may need to help offset money needed to bring in on the sale of their current home.    If they owe money on their current home, it’s much easier to come up with 3.5% than 5% or more for a down payment.

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What Can You Afford?

control-your-debtWhen deciding if you can afford to finance a home, it is important to know how much you can afford. Lenders do not want to approve you for a loan that could potentially overload you. This is the perfect time to review your personal financial situation; comparing your monthly debt to your monthly income. You need to have the ability to cover your current bills, as well as save for the future, and pay for any unforeseen emergencies.

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Looking to go Eco-Friendly? Start with These Easy Tips…

Five Tips for a Green Home

Eco-friendly. Carbon footprint. Global warming. Energy-efficient. These catch phrases have become part of our lexicon as we’ve become more aware of our impact on the environment and our role in protecting it. As a homeowner, there are some simple, inexpensive steps you can take to make your home energy-efficient. Get started on the road to being “green” with these five tips:
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Address Your Homes Curb Appeal!

How To… Paint An Accent Door

By Naomi de la Torre

A beautifully painted accent door can dramatically increase your home’s curb appeal. Make an unforgettable first impression with a bold splash of color and updated hardware. These simple step-by-step instructions will teach you how to create a gorgeous accent door.

Benefits of Using a Realtor

I get asked this question all the time….Why should I use a realtor when I to buy or sell a house?? 

287.mediumReal estate transactions involve one of the biggest financial investments most people experience in a lifetime. Considering the small upside cost and the large downside risk, it is worth using a real estate professional. 

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